Health Care for Expats in Nicaragua | Rewired and Retired in Nicaragua

Health Care for Expats in Nicaragua | Rewired and Retired in Nicaragua.

One of the biggest challenges of living abroad is health care. When we opted for early retirement, we could have continued our group health insurance, but the cost of the insurance would have reduced our pension checks by half. Plus, when we retired, our health insurance was not accepted in Nicaragua. We are too young for Social Security and Medicare. Medicare is not accepted in Nicaragua either. At the time, our only option was to take a risk, self-diagnose, and live cautiously on our tropical island.

Fortunately, Hospital Metropolitano Vivian Pellas in Managua is committed to providing healthcare with international excellence. So, we made an appointment with Arlen Peres, the Medical Tourism Manager, called our faithful taxi driver, and visited the hospital to explore our insurance options.

I just spoke to Arlen this morning, she is a real gem. And this is a good article, very important for expats living in Nicaragua to understand their health care and insurance options before moving to Nicaragua.
I also would like to point out something. Mentioned in the article are health plans that the Hospital Metropolitano offers. The important consideration here is that these are basically discount schemes, not true health insurance.
I have health insurance here in Nicaragua and it is dirt cheap in comparison to the United States, that much is certain. When I did my research, I found that there are two companies offering health insurance, Seguros America and INISER. I went with INISER.

5 thoughts on “Health Care for Expats in Nicaragua | Rewired and Retired in Nicaragua

  1. Have you or anyone you know made a claim against your Nica health insurance? If so, how were you or they treated?

    Thanks for the info.

    • Hey Daddy-yo, thanks for your question. Yes, I just did a claim. I have three months after visiting the doctor to make the claim, so you pay out of pocket and INISER reimburses you. I called their customer service line ahead to make sure they would reimburse me for a visit to a dermatologist. The deal is to fill out a form, on one side the doctor fills it out and the other the patient. Bring original receipt that you paid, the form all filled out and … well have not been reimbursed yet but I am led to believe it won’t be a problem and that they pay out quickly.

  2. Pingback: Why Medicare Won’t Cover You Overseas – US News | Bed and Breakfast Farmstay El Portón Verde, Managua

  3. Pingback: How Facelifts Could Fuel Nicaragua’s Economy | Fronteras Desk | Bed and Breakfast Farmstay El Portón Verde, Managua

  4. Pingback: How Facelifts Could Fuel Nicaragua’s Economy | Fronteras Desk | Bed and Breakfast Farmstay El Portón Verde, Managua

Hey reader, watcha think?